Category Archive for "Articles"

Ever-Changing Florida Medical Malpractice Insurance

November 8, 2016
OROS Risk Solutions, LLC

The medical malpractice insurance market is constantly changing. Malpractice insurance companies buy other companies. Policy language changes. Coverage changes. Company financials change for better or worse. And your yearly premiums can change with it! It’s a complicated and ever-evolving market….

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The Malpractice Risks of Electronic Health Records

August 24, 2016
OROS Risk Solutions, LLC

The use of Electronic Health Records to replace traditional patient charts is a seemingly modern and convenient solution to meet the demand for large amounts of crucial information across a vast medical field. However, alongside the benefit of new technology…

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Where is Your Loyalty?

April 29, 2016
OROS Risk Solutions, LLC

We often hear from potential new clients that they are loyal to their current insurance agent or medical malpractice insurance company. So loyal, that they would never consider making a change. Loyalty is a great quality and we love the idea of…

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Medical Malpractice Insurance: Should you use an agent or purchase direct?

Medical malpractice insurance costs the same whether you purchase directly from the insurance company or use an agent. Commissions are built into insurance premiums. Whoever you purchase your medical malpractice insurance policy from will keep the commissions for their work….

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Medical Malpractice Insurance for Podiatrists: Do you understand the nuts and bolts of your policy?

From working with Podiatrists across Florida and the rest of the country we find many of them have a lot in common when it comes to their medical malpractice insurance. Many consider it just an expensive bill they pay every…

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What is the True Cost of a Data Breach?

Lost data can mean a loss of intellectual property that is hard to put a value on. It would definitely include fines, lawsuits and an evaluation of technology or policy. The cost of a lost record in the US is…

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Is Cyber Liability Insurance Really Necessary?

May 16, 2014
OROS Risk Solutions, LLC

In most cases, standard liability insurance does not cover a cyber attack event. Cyber attacks can leave you vulnerable and private information exposed. Some existing business insurance policies that render general liability coverage may provide some coverage when it comes…

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Historians May See 2013 as ‘Cyber Tipping-Point’

September 14, 2013
OROS Risk Solutions, LLC

  Government agencies and business are finally realizing how severe of a threat cyber attacks really are. This could lead to a hopeful decline in the current spike of web based attacks. Attacks and threats against major internet databases have…

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Diagnostic errors more common in medical malpractice claims

April 24, 2013
OROS Risk Solutions, LLC

When you think of medical malpractice, you might be inclined to think that most claims involve surgical or medication mistakes. But a new study in the journal BMJ Quality and Safety shows that for the past 25 years in the…

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Why Doctors are Sued

April 1, 2013
OROS Risk Solutions, LLC

What kind of medical error accounts for most malpractice payments: Surgical mistakes? Overdoses? Obstetric errors? No, no and no. The most common cause of paid claims for malpractice is making errors in diagnosis. Using the National Practitioner Data Bank, which…

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