Employment Practices Liability

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Florida Employment Practices Liability Insurance

Employment Practices Liability Insurance (EPLI) provides protection for Equal Employment Opportunity Commission (EEOC) claims and lawsuits from the past, current or prospective employees who allege wrongful termination, sexual harassment or discrimination. Other common allegations and claims include:

  • Failure to employ or promote
  • Wrongful discipline
  • Negligent employee evaluation
  • Defamation

It is important for healthcare providers to have third-party coverage included in their EPLI policy, which protects the insured entity and its employees from allegations of wrongful acts committed against the insured’s customers, clients, vendors, suppliers, and visitors. Potential claimants may include medical patients, volunteers, and other non-employees.

Third-party wrongful acts include harassment and all forms of discrimination. Discrimination claims may allege discriminatory practices against a person based on their race, religion, age, sex, national origin, disability, pregnancy or sexual orientation. Harassment claims may allege unwelcome sexual advances or requests for sexual favors. Such acts include verbal and physical conduct and other forms of harassment that create a hostile or offensive work environment.

Fill out and submit the contact form on this page, or call Oros Risk Solutions today at 1-866-596-3859 to arrange to speak with one of our knowledgeable specialists about Employment Practices Liability Insurance.